Finance, Banke & KontabilitetTiranë4 ditë më parëFull Time
Description
Revenued Albania is the fast-growing Tirana office of Revenued, LLC, a fintech firm established by leaders from the U.S. alternative small-business financing sector. Since launching in Albania, the company has focused on creating opportunities for highly capable professionals in Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.
The company recruits strong talent and offers competitive pay and benefits, including private medical insurance, continuous training, performance bonuses, transportation, and genuine career-development prospects. Its contemporary offices are in ETC Business Center, offering broad views of Tirana and easy access to the connected shopping mall, food court, bars, and other amenities.
Join a growing fintech business and collaborate with ambitious professionals focused on their careers. This is an opportunity to develop alongside the company.
The Underwriting team is seeking Underwriter Trainees. This role involves reviewing, assessing, and pricing deals through evaluation of credit history, assets, the requested cash-advance amount, and suitable repayment terms.
Working hours: Monday–Friday, with rotating shifts from 2:30 PM - 10:30 PM and 4:00 PM – 12:00 AM.
The position is performed on site.
Responsibilities
Key duties and responsibilities:
Take part in a structured underwriting training program lasting several months, aimed at developing skills in small-business credit assessment, risk evaluation, and pricing principles.
Carry out comprehensive financial reviews to assess merchants’ creditworthiness and conduct risk-focused underwriting assessments of applications. Under senior underwriters’ supervision, this includes examining credit reports, bank statements, and other business records.
Thoroughly review bank statements to maintain the accuracy, completeness, and consistency of financial data used for underwriting decisions.
Assess a merchant’s ability to repay by closely reviewing and validating the available information.
Assist senior underwriters with deal summaries and initial pricing suggestions for small-business funding, in line with internal credit policies.
Investigate applicants when needed.
Communicate with the internal sales team.
Show ongoing development by applying feedback, finishing mandatory training modules, and advancing toward independent underwriting duties.
Carry out other tasks and responsibilities reasonably connected to the role when required.
Undertake additional duties that are reasonably related to the position when necessary.
Qualifications
Experience, knowledge, skills and abilities:
A Bachelor's degree in Business, Finance, Economics, Management, or a related field is preferred.
Professional certifications, training, or coursework relevant to management, business, finance, or similar fields are an advantage.
Written and spoken English at C1 level.
Capability to identify favorable and unfavorable patterns in cash flow and banking activity.
Experience in credit analysis or underwriting is beneficial.
Previous Bank Reconciliation experience.
Understanding of US business culture.
Proficiency with AI tools is an advantage.
Excellent analytical ability.
Capacity to manage several tasks, operate independently, and set priorities in a fast-paced setting.
Strong attention to detail and excellent risk-calculation skills.
Effective communication skills.
Sound decision-making and critical-thinking abilities.
A self-motivated person who can learn and adjust quickly to current and new procedures, then work independently with reliability and integrity.
Description
Revenued Albania is the fast-growing Tirana office of Revenued, LLC, a fintech firm established by leaders from the U.S. alternative small-business financing sector. Since launching in Albania, the company has focused on creating opportunities for highly capable professionals in Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.
The company recruits strong talent and offers competitive pay and benefits, including private medical insurance, continuous training, performance bonuses, transportation, and genuine career-development prospects. Its contemporary offices are in ETC Business Center, offering broad views of Tirana and easy access to the connected shopping mall, food court, bars, and other amenities.
Join a growing fintech business and collaborate with ambitious professionals focused on their careers. This is an opportunity to develop alongside the company.
The Underwriting team is seeking Underwriter Trainees. This role involves reviewing, assessing, and pricing deals through evaluation of credit history, assets, the requested cash-advance amount, and suitable repayment terms.
Working hours: Monday–Friday, with rotating shifts from 2:30 PM - 10:30 PM and 4:00 PM – 12:00 AM.
The position is performed on site.
Responsibilities
Key duties and responsibilities:
Take part in a structured underwriting training program lasting several months, aimed at developing skills in small-business credit assessment, risk evaluation, and pricing principles.
Carry out comprehensive financial reviews to assess merchants’ creditworthiness and conduct risk-focused underwriting assessments of applications. Under senior underwriters’ supervision, this includes examining credit reports, bank statements, and other business records.
Thoroughly review bank statements to maintain the accuracy, completeness, and consistency of financial data used for underwriting decisions.
Assess a merchant’s ability to repay by closely reviewing and validating the available information.
Assist senior underwriters with deal summaries and initial pricing suggestions for small-business funding, in line with internal credit policies.
Investigate applicants when needed.
Communicate with the internal sales team.
Show ongoing development by applying feedback, finishing mandatory training modules, and advancing toward independent underwriting duties.
Carry out other tasks and responsibilities reasonably connected to the role when required.
Undertake additional duties that are reasonably related to the position when necessary.
Qualifications
Experience, knowledge, skills and abilities:
A Bachelor's degree in Business, Finance, Economics, Management, or a related field is preferred.
Professional certifications, training, or coursework relevant to management, business, finance, or similar fields are an advantage.
Written and spoken English at C1 level.
Capability to identify favorable and unfavorable patterns in cash flow and banking activity.
Experience in credit analysis or underwriting is beneficial.
Previous Bank Reconciliation experience.
Understanding of US business culture.
Proficiency with AI tools is an advantage.
Excellent analytical ability.
Capacity to manage several tasks, operate independently, and set priorities in a fast-paced setting.
Strong attention to detail and excellent risk-calculation skills.
Effective communication skills.
Sound decision-making and critical-thinking abilities.
A self-motivated person who can learn and adjust quickly to current and new procedures, then work independently with reliability and integrity.
