Finance, Banke & KontabilitetTiranë5 ditë më parëFull Time
Description
Revenued Albania is the fast-growing Tirana branch of Revenued, LLC, a fintech business established by leaders in the U.S. alternative small business financing sector. From its inception, Revenued Albania has focused on creating opportunities for outstanding professionals in Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.
Alongside recruiting exceptional people, Revenued Albania offers competitive pay and benefits, including private medical insurance, continuous training, performance bonuses, transportation, and genuine career advancement opportunities. Its modern offices in the ETC Business Center overlook Tirana and offer easy access to the connected shopping mall, food court, bars, and other amenities.
The company offers an opportunity to develop within a growing fintech business and collaborate with ambitious professionals who are committed to their careers.
We are seeking Underwriter Trainees for our Underwriting team. The role involves assessing, analyzing, and pricing deals through reviews of credit history, assets, and the requested cash advance amount, as well as establishing repayment terms.
Working hours: Monday–Friday, with rotating shifts of 2:30 PM - 10:30 PM and 4:00 PM – 12:00 AM.
Attendance at the workplace is required for this position.
Responsibilities
Main duties and responsibilities:
Take part in a structured underwriting training program spanning multiple months to develop competence in small business credit analysis, risk assessment, and pricing principles.
Under the supervision of senior underwriters, carry out thorough financial assessments of merchants' creditworthiness and risk-based application reviews, examining credit reports, bank statements, and other business documents.
Scrub bank statements in detail to verify that the financial information supporting underwriting decisions is accurate, complete, and consistent.
Assess merchants' capacity to repay by thoroughly reviewing and verifying their information.
Assist senior underwriters with deal summaries and initial pricing recommendations for small business funding, following internal credit policies.
Investigate applicants when needed.
Communicate with the internal sales team.
Show ongoing development by applying feedback, finishing mandatory training modules, and advancing toward handling underwriting responsibilities independently.
Undertake additional tasks and duties reasonably connected to the position's responsibilities when required.
Carry out other reasonably related assignments and duties as needed.
Qualifications
Experience, knowledge, skills, and abilities:
A Bachelor's degree in Business, Finance, Economics, Management, or a related discipline is preferred.
Relevant professional certifications, training, or coursework in management, business, finance, or related subjects are an advantage.
Written and spoken English proficiency at C1 level is required.
Be able to identify both favorable and unfavorable patterns in cash flow and banking activity.
Experience in credit analysis or underwriting is an advantage.
Previous experience with Bank Reconciliation is required.
Have an understanding of US business culture.
Proficiency with AI tools is an advantage.
Possess well-developed analytical abilities.
Be capable of managing multiple tasks, working independently, and setting priorities in a fast-paced setting.
Demonstrate attention to detail and excellent risk-calculation abilities.
Communicate effectively.
Apply sound judgment and critical thinking when making decisions.
Show initiative, learn and adapt quickly to established and new procedures, and subsequently work independently with reliability and trustworthiness.
Required documents
CV in English.
Description
Revenued Albania is the fast-growing Tirana branch of Revenued, LLC, a fintech business established by leaders in the U.S. alternative small business financing sector. From its inception, Revenued Albania has focused on creating opportunities for outstanding professionals in Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.
Alongside recruiting exceptional people, Revenued Albania offers competitive pay and benefits, including private medical insurance, continuous training, performance bonuses, transportation, and genuine career advancement opportunities. Its modern offices in the ETC Business Center overlook Tirana and offer easy access to the connected shopping mall, food court, bars, and other amenities.
The company offers an opportunity to develop within a growing fintech business and collaborate with ambitious professionals who are committed to their careers.
We are seeking Underwriter Trainees for our Underwriting team. The role involves assessing, analyzing, and pricing deals through reviews of credit history, assets, and the requested cash advance amount, as well as establishing repayment terms.
Working hours: Monday–Friday, with rotating shifts of 2:30 PM - 10:30 PM and 4:00 PM – 12:00 AM.
Attendance at the workplace is required for this position.
Responsibilities
Main duties and responsibilities:
Take part in a structured underwriting training program spanning multiple months to develop competence in small business credit analysis, risk assessment, and pricing principles.
Under the supervision of senior underwriters, carry out thorough financial assessments of merchants' creditworthiness and risk-based application reviews, examining credit reports, bank statements, and other business documents.
Scrub bank statements in detail to verify that the financial information supporting underwriting decisions is accurate, complete, and consistent.
Assess merchants' capacity to repay by thoroughly reviewing and verifying their information.
Assist senior underwriters with deal summaries and initial pricing recommendations for small business funding, following internal credit policies.
Investigate applicants when needed.
Communicate with the internal sales team.
Show ongoing development by applying feedback, finishing mandatory training modules, and advancing toward handling underwriting responsibilities independently.
Undertake additional tasks and duties reasonably connected to the position's responsibilities when required.
Carry out other reasonably related assignments and duties as needed.
Qualifications
Experience, knowledge, skills, and abilities:
A Bachelor's degree in Business, Finance, Economics, Management, or a related discipline is preferred.
Relevant professional certifications, training, or coursework in management, business, finance, or related subjects are an advantage.
Written and spoken English proficiency at C1 level is required.
Be able to identify both favorable and unfavorable patterns in cash flow and banking activity.
Experience in credit analysis or underwriting is an advantage.
Previous experience with Bank Reconciliation is required.
Have an understanding of US business culture.
Proficiency with AI tools is an advantage.
Possess well-developed analytical abilities.
Be capable of managing multiple tasks, working independently, and setting priorities in a fast-paced setting.
Demonstrate attention to detail and excellent risk-calculation abilities.
Communicate effectively.
Apply sound judgment and critical thinking when making decisions.
Show initiative, learn and adapt quickly to established and new procedures, and subsequently work independently with reliability and trustworthiness.
